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Safe and secure investing with great ROI

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  • Great investment opportunities.
  • Start investing right away.
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  • We lowered our fees so that you can ear more
  • No upfront fees
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Hard Money Loan

Universal Commercial Capital is the top lender in the Southern CA for Hard Money Loans
Fund your loan in 7 days
Help you overcome any credit problem
More flexible in underwriting guidelines than banks
Professional and make this process quick and easy
Better rate than many other hard money lender

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Commercial Loans

With our fast application and even faster funding, you’ll be amazed at how commerical loans can be made simple and easy for you.
You’ll be working only with experts that will guide you the whole way to fund your loan fast.
Streamlined process and loan specialist that will stay with you until the end of the process.

Latest Investment Opportunities

2nd TD

Value: $1,400,000

Amount: $250,000
15562 Via La Ventana, San Diego, CA 92131

Rate: 11.99%

Term: 36 months

Business purpose

CLTV: 60.74%

Address: Via La Ventana, San Diego, CA 92131

In process

Value: $200,000

Amount: $109,200

Rate: 9.25%

Term: 36 months

Refinance/Investment property

LTV: 54.6%

Address: 288 Grand Army Ave, San Jacinto, CA-92583

Recently Funded

Value: $1,436,673

Amount: $200,000

Rate: 12%

Term: 36 months


LTV: 55%

Address: Sweeny St, San Francisco, CA 94134

Recently Funded

Value: $440,000

Amount: $288,000
12 Holden Court, Sacramento, CA 95835

Rate: 10.99%

Term: 36 months


LTV: 65.45% 

Address: Holden Court, Sacramento, CA 95835

Where banks stop, we continue.

We are amongst California’s top lender. We specialize in real estate mortgage lending from $100,000 to $5,000,000 in California. With us you will get flexible and smart partner who will make your process easy and hassle free. Easy underwriting process that just makes sense.

More flexible in underwriting guidelines than banks.

We have programs for anyone, whether you are looking for hard money, small business industrial, retail, commercial, apartments, multi family or single family loan, we can provide you with fast services and quick process in order to get approved.

Trusted Hard Money Lender

Providing fast hard money funding for non owner occupied properties, regardless of credit score. If you are in need of fast and easy way that's none credit or income driven, then hard money is your one and only option today.

What happens once you apply?

-We start out with what we call Loan Assessment. Our team will work with you to get the best possible loan that will suit your needs.

-After the first stage is done we move on to collecting all the necessary paperwork and prepare it for submittal. Then we move on with credit report, and if accepted we can order property appraisal.

-The last stage consists of completing and reviewing the whole process, submitting anything that might be omitted, and completing the pre-closing checklist. Once the approval comes, we are set for signing and closing.